Insurance Payments Individually Tailored

Free-up your capital for greater operational and investment opportunities

For this reason, Kina offers flexible payment options which are formulated to meet the financial needs of your business. With the option to pay for insurance as it is used, rather than in advance, business capital is more readily available for greater operational and investment opportunities.

Payments tailored to your cash-flow cycle

Premium Funding takes all the insurance premiums that an individual or business pays in a year (amounts usually paid as many separate and inconvenient lump sums), and rolls them into one contract involving a stream of payments, designed to meet the cash flow needs of the client.

Premium finance advice from the experts

Kina Finance provides you with access to expert counsel from the Pacific Rim’s most innovative premium finance specialists, to help you achieve maximum business growth.

How does it work?

Kina Finance funds your insurance premium and arranges its payment by the due date on your behalf. You repay Kina Finance over an agreed period in equal monthly instalments by way of payments direct from your bank. These automatic payments also help reduce your administration expenses. Our funding option can be extended to most types of commercial insurance, including industrial special risk, public liability, workers’ compensation, comprehensive motor vehicle and professional indemnity. Fixed interest charges for the term of the facility protect you against interest rate fluctuations and are fully tax deductible.


Click below to download Kina’s insurance premium funding brochure.

Kina Finance Insurance Premium Funding brochure


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