2 – 4 – 6 – 8 AcceleRate!


    • Flexible one year deposit.

If maintained for the whole year, you can earn an effective interest rate of 5.10%.

    • Interest rate paid in successive quarters:-

1. First quarter 2.00% p.a.
2. Second quarter 4.00% p.a.
3. Third quarter 6.00% p.a.
4. Fourth quarter 8.00% p.a.

  • Interest is accrued quarterly and paid at maturity or redemption.
  • Fully redeemable at any quarter end without penalty.
  • At maturity (end of the full term), if you have not advised us what you want to do with your funds, we will reinvest the deposit in another three (3) months Kina Term Deposit at pre-disclosed escalating rate of interest.
  • Kina reserves the right to apply a lower interest rate, if you redeem prior to the quarter ends.
    • Kina reserves the right to retain the full deposit until the date of the quarterly maturity.
    • Kina reserves the right to apply a lower interest rate if Kina agrees to break the deposit prior to the quarters end.
  • For notification of withdrawal of deposit, we require three (3) working days prior to maturity or redemption
  • Open to corporate and individual clients
  • Minimum Deposit of K5, 000.00. Kina reserves the right to limit size of the deposit.

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